Payday adv loans are being provided to the salaried people only with this guarantee that the borrower will pay it back as soon as he gets his salary. Being a bank account holder is necessary because all kind of transactions of money in these loans will be done through the borrowers’ bank account. The repayment procedure of these loans is so helpful that it will let you adjust the repayment date with your payday. Credit checking is not being practiced in these loans.